Hard Inquiry Review & Assistance
No Risk. No Upfront Cost. Just Results
Get professional legal guidance on reviewing and addressing potentially unauthorized hard inquiries in compliance with the Fair Credit Reporting Act (FCRA).
Get professional legal guidance on reviewing and addressing potentially unauthorized hard inquiries in compliance with the Fair Credit Reporting Act (FCRA).
Hard inquiries can remain on your consumer report for up to two years and may influence your overall profile.
If you believe an inquiry was placed in error or without your consent, an attorney can:
Identify and confirm any inquiries that may be questionable.
Seek evidence of your authorization from the requesting party.
Help you prepare and submit compliant dispute requests.
Provide clear guidance on what the FCRA allows and the process for resolution.
Note: Lawyers cannot guarantee removal of inquiries. Accurate and verifiable inquiries will remain.
Provide recent consumer reports and highlight inquiries you are unsure about.
Your lawyer reviews the inquiries and determines whether a dispute is warranted.
If appropriate, the attorney assists in sending a compliant dispute to the relevant bureau or organization.
Monitor responses and advise on any further legal steps.
Ensuring all hard inquiries on your file are correct helps maintain the accuracy of your records and supports a stronger overall profile.
Guidance from attorneys experienced in consumer reporting laws.
Updates throughout the process.
Your personal information is treated with care.