How Traffic Points Can Cost You Thousands
Most states use a points system — accumulate too many and you face suspension, surcharges, and skyrocketing insurance.
California
1 point for speeding. Hit 4 points in 12 months and your license is suspended. Insurance increases can last 3–5 years.
Texas
6 points in 3 years triggers a $100 surcharge — plus $25 per additional point, every year. Points stay on your record for 3 years.
Florida
12 points in 12 months = 30-day suspension. 18 points in 18 months = 3-month suspension. Points trigger automatic insurance rate increases.
New York
11 points in 18 months triggers suspension. NY also charges a Driver Responsibility Assessment — up to $675 in additional fees on top of your fine.
Illinois
3 convictions in 12 months triggers suspension. A single speeding conviction over 26 mph above the limit can result in an immediate revocation.
Georgia
15 points in 24 months = suspension. Drivers under 21 face suspension at just 4 points. A single reckless driving conviction adds 4 points instantly.
Every State Is Different — Every Point Counts
No matter where you were ticketed, fighting your citation with an attorney gives you the best chance of keeping points off your record — and thousands in your pocket.