Buying cars from a dealer can, at times, prove tricky.

Wondering how and why???

All car dealers don’t prove to be straight and honest. There have been many cases wherein car owners have sued car dealers.

Here are some common reasons for suing car dealers:

1. Bait and switch advertising practices.
2. Giving false information about the car’s features to make you buy.
3. Deceptive inflation of vehicle prices.
4. Meddling with payment documents through forgery.

Amidst the numerous possibilities of fraud by car dealers, cases of forgery are pretty popular. So, how can you sue a car dealership for forgery?

Before we get the solution, we first need to understand how to identify such fraud:

Identifying the case of forgery:

1. Check your bank statement every month: It is known that your vehicle’s monthly payment is fixed. Check whether the exact amount is being dedicated. If there is a difference, someone has meddled with your bank’s monthly payment standard instructions.
2. Check your car loan balance on your credit report: If there is a discrepancy in the “amount financed” in the car loan contract received at the dealership from the balance listed on your credit report, your signature was likely forged.
3. Post buying the car, ask the finance company to share a copy of the sales contract they received from the dealership. The documents have been forged if there is a difference in the amount.

If you observe any one of the situations, it is loud and clear that the dealership has forged.

Every state has laws to protect you from fraud; for example, Maryland’s Consumer Protection Act and Invasion of Privacy is the act under which you can file a suit against fraud by a dealer.

In such a situation, you have all the right to sue the dealership.

Now comes how to file a case against a dealership for forgery:

1. The first step to being able to sue the dealership is to get the documents right. In other words, collect the documents that support and state the discrepancy.
2. Get bank statements and a letter from the finance company confirming the fraud.
3. Collate the documents; all you need is to download a form online, fill it up, and submit it.

Sounds easy and straightforward, isn’t it? 

Yes, filing the case is simple, but claiming the suit is not easy as the dealership would try its best to prove the claim wrong.

You would need an attorney to deal with the dealership company in such a situation.

In one of the cases of forgery Ms. K with the support of an attorney, managed to claim $50,000 as a settlement for the fraud and the emotional distress she faced.