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Frequently Asked Questions
Will I lose my home or car if I file for bankruptcy?
In many cases, you can keep your home, car, and other essential assets. This depends on your situation and the type of bankruptcy you file. Chapter 13 bankruptcy, for example, is specifically designed to help you retain your property while managing debts.
Will bankruptcy wipe out all my debts?
Not all debts can be discharged in bankruptcy. For example, most student loans, child support, alimony, and certain tax debts are not eligible for discharge. However, bankruptcy can eliminate many types of unsecured debts, giving you relief from financial pressure.
What are the different types of bankruptcy?
The most common types of bankruptcy are:
- Chapter 7: Discharges unsecured debts like credit cards and medical bills.
- Chapter 13: Restructures debts into manageable monthly payments over 3-5 years.
- Chapter 11: Allows businesses to reorganize their debts while continuing operations.
How do I know if I need to file for bankruptcy?
You may consider bankruptcy if:
- You’re unable to pay your debts.
- Creditors are harassing you or pursuing legal action.
- Your wages are being garnished.
- You’re facing foreclosure or repossession.
A consultation with our team can help you determine if bankruptcy is the right option for your financial situation.
What is bankruptcy?
Bankruptcy is a legal process that allows individuals or businesses overwhelmed by debt to eliminate or restructure their obligations under the protection of federal bankruptcy laws. It’s designed to provide a fresh financial start while ensuring fair treatment for creditors.
How much does it cost to hire an attorney?
We offer competitive pricing and flexible payment plans. Your initial consultation is free.
What are the penalties for a DUI/DWI as a commercial driver?
Penalties are severe and can include license suspension, job loss, and fines. We work to minimize these consequences.
Can I fight an out-of-state ticket?
Yes! We handle legal issues across state lines, saving you the hassle of traveling to court.
What happens if I lose my CDL?
Losing your CDL can cost you your job and limit future opportunities. Our attorneys fight to keep your license intact.
What is your cancellation policy?
Our legal plans offer flexible cancellation policies. You can cancel at any time if you’re not satisfied or if you no longer require the service. However, we are confident that our services will meet your needs throughout your legal journey.